Engineering Insurance

Protect Your Construction & Industrial Projects

Comprehensive engineering insurance solutions covering construction risks, machinery breakdown, and project liability. Safeguard your investments from unforeseen events during construction, erection, and operational phases.

Why Engineering Insurance Matters

Project Protection

Cover material, labor, and equipment against damage during construction or erection phases.

Machinery Coverage

Protect expensive machinery from sudden breakdown, electrical faults, and operational failures.

Liability Shield

Third-party liability coverage for property damage or bodily injury during project execution.

Engineering Insurance Solutions

Contractors All Risk (CAR)

Coming Soon

Comprehensive cover for civil engineering projects during construction phase

Key Features:

  • โœ“Material damage cover
  • โœ“Third-party liability
  • โœ“Testing & commissioning
  • โœ“Free from particular average

Ideal for: Buildings, bridges, roads, dams, and infrastructure projects

Erection All Risk (EAR)

Coming Soon

Protection for machinery and plant installation projects

Key Features:

  • โœ“Erection & testing phase
  • โœ“Machinery breakdown extension
  • โœ“Surrounding property damage
  • โœ“Maintenance period cover

Ideal for: Power plants, factories, heavy machinery installations

Machinery Breakdown

Coming Soon

Cover for sudden and unforeseen breakdown of machinery and equipment

Key Features:

  • โœ“Mechanical & electrical breakdown
  • โœ“Boiler explosion
  • โœ“Replacement & repair costs
  • โœ“Loss minimization expenses

Ideal for: Manufacturing units, processing plants, industrial machinery

Electronic Equipment Insurance

Coming Soon

Specialized cover for electronic and computer equipment

Key Features:

  • โœ“All risk cover
  • โœ“Data recovery costs
  • โœ“Increased cost of working
  • โœ“Software & media protection

Ideal for: IT companies, data centers, hospitals, research facilities

Deterioration of Stock

Coming Soon

Protection against accidental refrigeration breakdown

Key Features:

  • โœ“Cold storage breakdown
  • โœ“Temperature deviation
  • โœ“Spoilage & contamination
  • โœ“Power failure extension

Ideal for: Cold storage, food processing, pharmaceutical warehouses

Plant & Machinery (All Risks)

Coming Soon

Comprehensive cover for industrial plant, machinery and equipment

Key Features:

  • โœ“Fire, theft & natural perils
  • โœ“Accidental damage
  • โœ“Transit cover extension
  • โœ“Reinstatement value basis

Ideal for: Manufacturing, processing, and industrial operations

Who Needs Engineering Insurance?

Contractors & Builders

  • โ€ข Civil construction companies
  • โ€ข Infrastructure developers
  • โ€ข Road & bridge contractors
  • โ€ข Real estate developers

Industrial Operations

  • โ€ข Manufacturing units
  • โ€ข Processing plants
  • โ€ข Power generation facilities
  • โ€ข Refineries & chemical plants

Technology & Equipment

  • โ€ข IT & data centers
  • โ€ข Hospitals with expensive equipment
  • โ€ข Research & testing facilities
  • โ€ข Broadcasting & telecom

Specialized Operations

  • โ€ข Cold storage & warehouses
  • โ€ข Food processing units
  • โ€ข Pharmaceutical manufacturing
  • โ€ข Heavy machinery installations

What's Typically Covered

๐Ÿ”ฅ

Fire & Explosion

Damage due to fire, lightning, explosion during construction or operation

๐ŸŒŠ

Natural Perils

Floods, earthquakes, storms, landslides affecting project or machinery

โšก

Electrical Damage

Short circuit, over-voltage, and electrical faults in machinery

๐Ÿšš

Transit & Handling

Damage during transportation, loading/unloading of equipment

๐Ÿ‘ท

Human Error

Mistakes during construction, installation, testing, or commissioning

๐Ÿ”ง

Breakdown & Wear

Sudden mechanical/electrical breakdown, rupture, bursting of parts

Need Engineering Insurance for Your Project?

Our advisors work with leading insurers to structure custom engineering insurance solutions. Get expert guidance on coverage selection, sum insured calculation, and claims support.